Title:  Credit & Collections Expert

At JTI we celebrate differences, and everyone truly belongs. 46,000 people from all over the world are continuously building their unique success story with us. 83% of employees feel happy working at JTI.

To make a difference with us, all you need to do is bring your human best.

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Learn more: jti.com

Please, apply by April 6th

Credit & Collections Expert

As a Credit and Collections Expert, you will report to the Credit and Collections Team Lead within the GBS O2C team based in Poland. The ideal candidate should possess excellent language skills and an international mindset. In this role, you will be responsible for customer risk assessment and credit analysis, driving continuous improvement and process standardization, ensuring JSOX controls and compliance, and maintaining a high level of service with all business partners.

Position:

The Credit and Collections Expert will be responsible for:

• Very good understanding of O2C finance scope (e.g. cash collection, cash application, sales order release, credit and risk management, trade finance collaterals, bad debt management and provision, various reporting)
• Customer Risk Assessment and Credit Analysis (coordinate credit limit request submission and provide recommendations to minimize commercial risk)
• Monitor overdue accounts and co-ordinate actions with the local market on all areas of concern
• Release blocked sales orders in line with Local and Global Credit Policy
• Coordination of claims management with Sales Team and Customer Service to ensure timely and accurate discrepancy resolutions
• Coordination of month-end activities according to agreed schedule (incl. aged debtors, balance sheet review, cash forecast, periodic statements, bad debt, provision, DSO, accounts reconciliation, factoring, etc.) Prepare month-end closing materials, variance analysis, and explanations
• Identification and implementation of opportunities to improve efficiency and standardization of processes
• Participation in process modification/automation and testing (e.g. SAP, bank platforms, other tools)
• Support management team in ad hoc queries/information requests
• Assist in fulfilling the requirements of internal & external audits
• Ensure compliance with all company accounting policies & internal control
• Other ad hoc tasks
   

Within 12 months you will:
 

• Develop your career in a multi-national environment
• Increase your knowledge about O2C team and processes
   

Requirements:

• Minimum of 3 years in Credit & Collection or Accounts Receivable. Preferred Shared Service Operations or BPO environment
• Experience in cash collection and risk management
• Bachelor's/Master's Degree in Finance is required
• Certification in International Credit Management and Certification in Trade Finance instruments will be a plus
• Excellent English in both written and oral  
• Strong understanding of IT systems, including Excel, Outlook, PowerPoint, and Word
• Proficient knowledge of the SAP system is essential
• Persistence and 'can do' attitude
• Good knowledge of trade finance collaterals (e.g. letter of credit, bank guarantee, promissory notes, etc.)
• Self-directed, well-organized, and effective team member able to work with minimal supervision in a fast-paced environment managing multiple priorities
• Detail-oriented approach with a high level of accuracy and very good analytical skills
• Analyse and solve problems quickly and thoroughly
• Strong analytical skills
• Ability to communicate across organizations and stakeholders
• Project coordination will be an advantage

What to expect:
 

• Competitive pay and attractive annual bonus
• On-going development opportunities in a multinational environment, a wide variety of projects, ambitious goals, and independence in achieving them. Promoting from within the culture
• Freedom with responsibility (we trust your competencies, ability to manage your time, and your scope of work)
• lot of flexibility in terms of work arrangements (work from the office or home)
• Private medical care (various options to choose) and life insurance
• Employee pension and savings programs
• JTI Family Leave Benefit – including extended paid paternity leave and fully paid maternity leave
• Multisport card, foreign language classes
• Wide variety of training, webinars, and professional courses on our e-learning platforms, including sponsored certification programs (for employees fulfilling the admission criteria)
• Modern office with traditions (Art Norblin Factory) in a convenient location, equipped with a library, mindfulness zone, spacious kitchen, garden terrace, massage chairs, and underground bicycle parking
• Working in a diverse and inclusive organization of over 40 different nationalities

Are you ready to join us? Build your success story at JTI. Apply now!

Next Steps:

After applying, if selected, please anticipate the following within 1-3 weeks of the job posting closure: Phone screening with Talent Advisor > Assessment tests > Interviews > Offer. Each step is eliminatory and may vary by role type.

At JTI, we strive to create a diverse and inclusive work environment. As an equal-opportunity employer, we welcome applicants from all backgrounds. If you need any specific support, alternative formats, or have other access requirements, please let us know.

JTI GBS Poland Sp. z o.o. has introduced an Internal Reporting Procedure for Whistleblowers. If you would like to review this procedure, it is available upon request.

If you decide to participate in this recruitment, the administrator of your data will be JTI GBS Poland sp. z o.o. with headquarters in Warsaw. Your data will be processed only to support the recruitment process in which you participate. Detailed information on the processing of your data here.