Credit & Collection Specialist (m/f/d)

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Learn more: jti.com

Credit & Collections Specialist (m/f/d)

About the position: 

As Credit and Collection Specialist you will be reporting to Team Lead in the GBS O2C team based in Poland.  As a candidate you should have excellent language skills and an international mindset.

You will be responsible for:

• Credit and Risk Management
• Month End Activities (incl. various reporting, key account reconciliation, aged debtors, balance sheet review, cash forecast, cash discounts, bad debt, provision, DSO etc.)
• Masterdata Maintenance
• Resolution of client specific queries
• JSOX controls and compliance
• Maintain a high level of service with all business partners (e.g. Customers, AR, Group Treasury, Finance, Legal, Sales, Customer Service etc.)

Main areas of responsibility:

• Risks monitoring and reporting through regular operational and management reports
• Customer risk assessment (incl. insurance cover, collaterals)
• Close cooperation with the Accounts Receivable team to ensure timely and accurate cash application
• Credit analysis – coordination of credit limit requests and providing recommendations to minimize commercial risk
• Regular and effective collection of past due accounts (including intercompany balances)
• Management of blocked sales order releases in line with local and global Credit Policy
• Close collaboration with Sales and Customer Service to ensure timely and accurate resolution of discrepancies
• Identification and implementation of process efficiency and standardization improvements
• Support for the management team with ad hoc queries and information requests
• Assistance in fulfilling internal and external audit requirements
• Ensuring compliance with all company accounting policies and internal controls

Requirements: 

• Excellent English in both written and oral
• Bachelor’s or Master’s degree in Finance, Accounting, or a related field (preferred).
• Good understanding of IT systems in general (familiar with SAP is an advantage).
• Minimum 2+ years of experience in Cash & Collection or a similar role
• Experience working in a multi-country environment (preferably within Shared Services or BPO)
• Good knowledge of trade finance instruments and collaterals (e.g. letters of credit, bank guarantees, promissory notes)
• Strong communication and presentation skills
• Persistent, proactive, and “can-do” attitude
• Ability to manage multiple tasks and work effectively under pressure
• Strong attention to detail with a high level of accuracy
• Good analytical skills and problem-solving mindset
• Team player with the ability to collaborate across functions
• Ability to work independently and effectively prioritize tasks
• Strong organizational skills, with the ability to create structure and maintain an overview of responsibilities

Our offer includes:

• Competitive pay and attractive annual bonus
• On-going development opportunities in a multinational environment, a wide variety of projects, ambitious goals, and independence in achieving them.
• Freedom with responsibility (we trust your competencies, ability to manage your time and your scope of work)
• Lot of flexibility in terms of work arrangements (work from the office or from home)
• Private medical care (various options to choose) and life insurance
• Employee pension and savings programs
• JTI Family Leave Benefit – including extended paid paternity leave and fully paid maternity leave
• Multisport card, foreign language classes
• Wide variety of training, webinars, and professional courses on our e-learning platforms, including sponsored certification programs (for employees fulfilling the admission criteria)
• Modern office with traditions (Art Norblin Factory) in a convenient location, equipped with a library, mindfulness zone, spacious kitchen, garden terrace, massage chairs and underground bicycle parking
• Working in a diverse and inclusive organization of 43 different nationalities

Are you ready to join us? Build your success story at JTI. Apply now!

Next Steps:

After applying, if selected, please anticipate the following within 1-3 weeks of the job posting closure: Phone screening with Talent Advisor > Assessment tests > Interviews > Offer. Each step is eliminatory and may vary by role type.

At JTI, we strive to create a diverse and inclusive work environment. As an equal-opportunity employer, we welcome applicants from all backgrounds. If you need any specific support, alternative formats, or have other access requirements, please let us know.